Home Loans

 

Home Loans for Salaried Individuals

Get your own home with our home loan assistance. We have tie-ups with all the major banks like HDFC, SBI, ICICI, Axis Bank, besides many others, and also India Bulls, and we can facilitate your home loan. We also provide you with legal and technical counseling to help you make the right home-buying decision.

The following documents must be submitted for all applicants / co-applicants, along with the completed and signed Application Form, for loan approval:

Purpose	Documents
Identification and proof of residency (any 1)	Valid Passport Voter ID Card Aadhaar Card Valid Driving License
Proof of income	Last 3 months’ Salary Slips Last 6 months’ Bank Statements, showing salary credits Latest Form-16 and IT returns
Other documents	Employment Contract / Appointment Letter if current employment is less than a year old Bank statements from the previous 6 months demonstrating repayment of any outstanding loans All applicants and co-applicants must have a passport-sized photograph affixed to the Application Form and signed across the page.
Property related documents	Copy of the Allotment Letter / Buyer Agreement Receipt/(s) of payment/(s) made to the developer

All documents to be self attested.
The above list is merely indicative, and additional documents may be requested.

Home Loan for Self-employed

For loan approval, you must submit the following documents for all applicants / co-applicants, along with the completed and signed application form:

Purpose	Documents
Identification and proof of residency (any 1)	Valid Passport Voter ID Card Aadhaar Card Valid Driving Licence
Proof of income	Income Tax Returns along with computation of income for the last 3 Assessment Years Last 3 years’ Balance Sheet and Profit & Loss A/c Statements, with Annexures/Schedules (Points 2 & 3 should be of both the individual and the business entity and attested by a CA) Last 6 months’ Current A/c Statements of the business entity and Savings Account Statements of the individual
Other documents	Business Profile Latest Form 26AS List of Directors and Shareholders, with individual shareholdings certified by a CA / CS in the case of a company The Company’s Memorandum and Articles of Association Partnership Deed in the event that the business entity is a partnership firm Details of the individual’s and the business entity’s ongoing loans, including the outstanding amount, instalments, security, purpose, loan term, and so on. All applicants / co-applicants must have a passport-sized photograph affixed to the Application Form and signed across the page.
Property related documents	Copy of the Allotment Letter / Buyer Agreement Receipt/(s) of payment/(s) made to the developer

All documents to be self attested.
The above list is merely indicative, and additional documents can be requested.